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Two women enjoying a warm conversation over coffee in a garden setting, representing the approachable and personal support you can expect from a Momentum financial adviser. Two women enjoying a warm conversation over coffee in a garden setting, representing the approachable and personal support you can expect from a Momentum financial adviser.

Financial advisers who understand your context

Get advice that fits your life, not just your finances. Financial advice can be powerful when it understands your life context. Now, take the next step with a Momentum accredited financial adviser who listens, understands, and walks the journey with you.

  • Personalised insights tailored to your unique financial needs.
  • Expert advice by qualified and accredited advisers you can trust.
  • Professional guidance to make the most of our full range of products and solutions.
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Financial advice that protects every part of your life

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My life map

Protect your life and your family’s peace of mind.

My lifestyle map

Secure your lifestyle and ability to earn.

My health map

Protect your health and that of your pocket.

My assets map

Safeguard your personal belongings and those of your business.

My wealth map

Preserve and grow your wealth.

My business map

Cover your business for continued success.

My legacy map

Put plans in place to manage your will, estate or trust to secure your legacy

My review map

Stay on track with your financial goals.

Start your journey with a financial adviser

Ready to secure your financial future? From planning for retirement, investing for financial security, or financially protecting your loved ones, we empower you to plan, establish, and achieve your financial goals. 

Momentum financial advisers are dedicated to helping you build a strong foundation for success.

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adviser

Get expert financial advice from one of our trusted advisers.

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Enquire about your existing product

Have questions about your current policy? An adviser can help you.

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Advice that meets your context

Because your life isn’t one-size-fits-all, you need
financial advice that meets your context — advice
that fits you, your goals, your reality, your values,
and the future you’re building. Watch our latest TV
commercial to see how advice that meets your
context can benefit you.

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Do people really have access to financial advice in South Africa?

Millions of South Africans are making life-changing money decisions without expert guidance. The 2024 Momentum Financial Advice Report reveals that even among high-income households, access to professional advice remains surprisingly low.

At Momentum, we believe financial advice in South Africa should be accessible, trusted, and tailored — because better advice leads to better financial outcomes.

Request a call back from one of our professional financial advisers today!

77%

of South African households rely on their own knowledge, skills or experience.

9%

(1.8 million out of 20 million) of households make use of professional/certified financial advisers for financial advice.

9.5

times larger is the average investment amount for households with an adviser than households without advisers.

10%

of households in South Africa with a household income of R15 000 per month will be able to retire.

Where to get financial advice

When it comes to making smart money decisions, knowing where to get financial advice can make all the difference. At Momentum, we provide expert advice personalised to your unique needs. Whether you’re planning for retirement, saving for education, or building long-term wealth, our professional advisers are here to guide you every step of the way. Here’s how simple it is to get started with a Momentum financial adviser:

Identify your financial goals Understand what you want to achieve—whether it's retirement planning, saving for your children’s education, or investing for wealth.
Request a call back from a Momentum financial adviser Fill in our call-back form and select the financial products you require advice on. You will get connected to a dedicated financial adviser.
Meet with your adviser and get tailored During the first meeting, you will discuss your financial goals, needs, and current situation to create a customised financial plan.
Stay on track Your adviser will help you adjust your plan as needed, ensuring that your financial strategy stays aligned with your evolving goals.

Blog articles

A smiling family of three gathered around a glass jar, filled with savings, symbolising financial planning and saving habits.

Money and savings: 5 reasons why you’re struggling to save

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Smart moves, secure future – talk to a financial adviser today

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Financial advice FAQs

Financial advice is a specific recommendation or guidance provided by a qualified financial adviser to help you make informed decisions about a financial product, strategy, or action. It is typically linked to a particular need, such as choosing life cover, investing for growth, or selecting a retirement annuity.

In South Africa, all financial advisers must meet the Minimum Competency Requirements (MCR) set out by the Financial Sector Conduct Authority (FSCA) under the Financial Advisory and Intermediary Services Act (FAIS Act, 2002). These requirements ensure that only competent, fit, and proper individuals may provide advice and intermediary services to clients in the financial services sector.

Advisers must hold a relevant qualification recognised by the FSCA. These qualifications must be registered on the National Qualifications Framework (NQF). Typically, this includes:

  • NQF Level 5 Certificate in Financial Planning or Wealth Management
  • Higher qualifications for specialist roles (e.g., NQF Level 6 or 7 in Insurance, Investments, or Law)

These training and competency standards are in place to protect clients, ensure informed decision-making, and promote fair treatment under frameworks like Treating Customers Fairly (TCF). When you engage with a licensed adviser, you are working with someone who:

  • Meets national qualification and ethics standards.
  • Understands the law and financial product structures.
  • Is legally obligated to act in your best interest.

Financial advice is more accessible than many people think. It’s about making smart decisions with what you have — not just about being wealthy. You don’t need to be wealthy to benefit from financial advice. At Momentum, we believe everyone deserves access to quality financial advice services, whether you’re starting out or managing a growing portfolio. Your adviser will work with you to create a financial plan that suits your life and your budget.

Yes — especially if you want to build a secure financial future. A financial adviser brings knowledge, tools, and an outside perspective that can help you avoid costly mistakes and stay on track. Research shows that most South Africans rely on their own knowledge, skills or experience, which is not advisable. Having expert financial advice leads to better decisions and peace of mind.

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